"If you’ve hung around here at FreeMoneyFinance for long, you know its purpose is to help you 'grow your net worth.' And one of the most basic things you can do to grow you net worth is to eliminate debt and create a surplus by spending less than you earn.

Have you ever noticed how easy these two things sound from a mathematical perspective (I can make anything work on paper, can’t you?), but how challenging they can be from an emotional perspective? And not just for you but for everyone in your household."