Are you looking for a place to park your savings that will earn a respectable rate of interest, like 6 or 7 percent? You can stop looking. Nothing close to that exists in this economy. What is readily available are banks offering savings accounts with 1/2 percent APR, or less. And somewhere between dismal and no-way-no-how are a few precious organizations that are offering higher rates without a lot of restrictions, conditions or fees.